by Glen | Jul 13, 2026 | Atlanta Hard Money, Atlanta Private Lending, Colorado Hard Money, credit score, credit scoring, Denver Hard Money, Georgia hard money
I recently looked at two loan files, one had a 650 and one had a 750, which one was actually a riskier borrower (not the one with the higher score)? How can you now easily inflate your credit score? Is the score now useless? Why the huge changes in credit...
by Glen | Jul 8, 2026 | In the Press, Mortgage Professional America, News
First, yes above is yours truly, hopefully you were not expecting Tom Cruise behind the keyboard 😊 In case you missed it, I was recently quoted in a Mortgage Professional America article: Fannie and Freddie are taking on more risk than anyone is admitting. ...
by Glen | Jul 6, 2026 | 2026 real estate predictions, Atlanta Hard Money, Atlanta Private Lending, Atlanta real estate trends, CO hard money, Colorado Hard Money, Colorado private lender, condo lending, Denver Hard Money, Denver private Lending, Denver Real Estate Trends, Georgia hard money, Georgia private lender
Many don’t know but the overwhelming majority of all loans originated are ultimately sold to governments sponsored entities like Fannie or Freddie that package the loans and sell as mortgage backed securities. This means that whatever Fannie and Freddie...
by Glen | Jun 30, 2026 | mortgage rates, survey responses
Last week I asked all of you where will interest rates be at the end of 2026? The real estate pros have spoken, the majority think (85%) that rates will stay about where they are at or head a little higher. Take a look at the chart below of interest...
by Glen | Jun 23, 2026 | survey responses
Last week I asked all of you will real estate prices fall back to Covid levels? The real estate pros have spoken, I was floored at the results. My prediction is that it would be evenly split, but the results were just the opposite with 88%...
