First, yes above is yours truly, hopefully you were not expecting Tom Cruise behind the keyboard 😊 In case you missed it, I was recently quoted in a Mortgage Professional America article: Fannie and Freddie are taking on more risk than anyone is admitting. It is a great article focusing on the impact of how the policies of both political parties are impacting the risk that Fannie/Freddie, the largest buyers of mortgages, are taking.
What did I say in the Mortgage Professional America article on Fannie/Freddie?
Glen Weinberg (pictured top), COO and partner of Fairview Commercial Lending, is worried that Fannie and Freddie may be taking on too much risk. He believes credit score shopping between FICO and VantageScore, increasing loan-to-value ratios, and reduced interest rate hedging are all in play.
“Both parties are going to be pushing Fannie and Freddie to take more risks to lower housing costs,” Weinberg told Mortgage Professional America. “They’re basically looking at Fannie and Freddie as a risk-free way to lower housing costs. Just make it easier for people to qualify — allow credit score shopping so you can use a VantageScore instead of FICO. You have a phone bill? Now you can go get a mortgage at 90% or 100% loan-to-value.”
Read the Full Article/Interview: Fannie and Freddie are taking on more risk than anyone is admitting.
Additional Reading/Resources:
- https://www.mpamag.com/us/specialty/wholesale/fannie-and-freddie-are-taking-on-more-risk-than-anyone-is-admitting-private-lender-says/581412
- https://www.mpamag.com/us/mortgage-industry/industry-trends/is-this-the-perfect-storm-for-housing/570241
- https://www.fairviewlending.com/2026-real-estate-predictions/
- https://www.fairviewlending.com/when-will-real-estate-crash-or-will-it/
- https://www.fairviewlending.com/what-does-the-iran-war-mean-for-real-estate/
- https://www.fairviewlending.com/has-the-economy-lost-its-mind/
- https://www.fairviewlending.com/will-mortgage-rates-fall-in-2026/
- https://www.fairviewlending.com/where-should-you-invest-in-real-estate-in-2026/
- https://www.fairviewlending.com/fed-drops-rates-why-did-mortgage-rates-barely-budge/
- https://www.fairviewlending.com/phantom-debt-soars-what-does-this-mean-for-real-estate-2/
- https://www.fairviewlending.com/never-buy-a-residential-condo/
- https://www.fairviewlending.com/the-war-on-landlords/
- https://www.fairviewlending.com/house-prices-hit-another-record-should-you-even-care/
- https://www.fairviewlending.com/root-cause-of-real-estate-price-declines/
- https://www.fairviewlending.com/will-real-estate-fall-to-2020-values/
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Glen Weinberg personally writes these weekly real estate blogs based on his real estate experience as a lender and property owner. I’m not an armchair reporter/writer. We are an actual private lender, lending our own money. We service our own loans and own commercial and residential real estate throughout the country.
My day job is and continues to be private real estate lending/ hard money lending which enables me to have a unique perspective on the market. I don’t accept any paid sponsorships or ads on my blog to ensure accurate information. I’ve been writing this for almost 20 years and have over 30k subscribers. Please like and share my blogs on linkedin, twitter, facebook, and other social media and forward to your friends 😊. I would greatly appreciate it.
Fairview is a hard money lender specializing in private money loans / non-bank real estate loans in Georgia, Colorado, and Florida. We are recognized in the industry as the leader in hard money lending/ Private Lending with no upfront fees or any other games. We fund our own loans and provide honest answers quickly. Learn more about Hard Money Lending through our free Hard Money Guide. To get started on a loan all we need is our simple one page application (no upfront fees or other games).
Written by Glen Weinberg, COO/ VP Fairview Commercial Lending. Glen has been published as an expert in hard money lending, real estate valuation, financing, and various other real estate topics in Bloomberg, Businessweek ,the Colorado Real Estate Journal, National Association of Realtors Magazine, The Real Deal real estate news, the CO Biz Magazine, The Denver Post, The Scotsman mortgage broker guide, Mortgage Professional America and various other national publications.
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