Buying and selling a condo just got harder thanks to Fannie Mae policies

Buying and selling a condo just got harder thanks to Fannie Mae policies

  Many don’t know but the overwhelming majority of all loans originated are ultimately sold to governments sponsored entities like Fannie or Freddie that package the loans and sell as mortgage backed securities.  This means that whatever Fannie and Freddie...
Where should you invest in real estate in 2026?

Where should you invest in real estate in 2026?

The pandemic turned the real estate market upside down with real estate values surging throughout the country.  With values rising everywhere, everyone seemed like a winner.  Unfortunately, the boom town days are coming to an end.  Real Estate fundamentals or lack...
Foreclosures on the rise, is this a blip or trend?

Foreclosures on the rise, is this a blip or trend?

With fluctuating mortgage rates and economic pressure in the housing market, foreclosure activity Has continues to ramp up throughout the year. According to real estate data provider Attom, homebuyers may face more challenges heading into 2025.  Why are foreclosure...
Why are mortgage rates rising when they should be falling?

Why are mortgage rates rising when they should be falling?

The chart above is very surprising.  When the market is predicting a slowdown or a recession, gold typically rises and treasuries also rise, typically in tandem.  The exact opposite is happening now as bond prices are falling and yields are rapidly increasing in the...
What do Tariffs mean for real estate and interest rates

What do Tariffs mean for real estate and interest rates

  70% of lumber and 30% of drywall comes from Canada which could be subject to tariffs, what does this mean for the average build cost of a house?  What does the chart above have to do with Tariffs?  Will tariffs meaningfully impact real estate build costs and...
Closings surge in Q1 what does this mean for the rest of the market

Closings surge in Q1 what does this mean for the rest of the market

Look at the graph above, what has caused my closing to surge in 2025 while overall real estate closing volumes have plummeted?  What does this mean for real estate?  Don’t get me wrong, I like to think the surge in closings is because I’m an amazing lender and a great...