by Glen | Jul 13, 2026 | Atlanta Hard Money, Atlanta Private Lending, Colorado Hard Money, credit score, credit scoring, Denver Hard Money, Georgia hard money
I recently looked at two loan files, one had a 650 and one had a 750, which one was actually a riskier borrower (not the one with the higher score)? How can you now easily inflate your credit score? Is the score now useless? Why the huge changes in credit...
by Glen | Jul 6, 2026 | 2026 real estate predictions, Atlanta Hard Money, Atlanta Private Lending, Atlanta real estate trends, CO hard money, Colorado Hard Money, Colorado private lender, condo lending, Denver Hard Money, Denver private Lending, Denver Real Estate Trends, Georgia hard money, Georgia private lender
Many don’t know but the overwhelming majority of all loans originated are ultimately sold to governments sponsored entities like Fannie or Freddie that package the loans and sell as mortgage backed securities. This means that whatever Fannie and Freddie...
by Glen | Jun 29, 2026 | 2026 mortgage rates, 2026 real estate predictions, Atlanta Hard Money, Atlanta Private Lending, Colorado Hard Money, Colorado private lender, Denver Hard Money, Denver private Lending, Georgia hard money, Georgia private lender, interest rates, mortgage rates
It seems like all the economists are surprised that inflation continues at elevated levels and suddenly the market is in a panic about higher inflation. Am I the only one in the world that buys groceries, fills up my gas tank, goes out to eat, etc… Anyone...
by Glen | Jun 22, 2026 | 2026 real estate predictions, Atlanta Hard Money, Atlanta Private Lending, Atlanta real estate trends, Colorado Hard Money, Colorado private lender, Denver Hard Money, Denver private Lending, Denver Real Estate Trends, Georgia hard money, Georgia private lender, hard money, will real estate values fall
During the Covid real estate boom everything with 4 walls took off in price. Are these price gains sustainable? Will real estate fall back to Covid values, wiping out huge gains in real estate prices? Have prices already adjusted to pre covid levels in some...
by Glen | Jun 10, 2026 | Atlanta Hard Money, Atlanta Private Lending, Atlanta real estate trends, Colorado Hard Money, Colorado private lender, Denver Hard Money, Denver private Lending, Denver Real Estate Trends, Georgia hard money, Georgia private lender, Housing inflation, Housing Price Trends / Information, interest rates, mortgage rates, Private Lending, Property Valuation, real estate investing, Real Estate Trends
The May inflation report is in, rising to the highest level in 3 years. Look at the chart above, out of nowhere yields have surged to almost 20-year highs and predictions exceeding 6%. The market is suddenly catching on that we have an inflation...
by Glen | Jun 1, 2026 | 2026 mortgage rates, 2026 real estate predictions, Atlanta Hard Money, Atlanta Private Lending, Atlanta real estate trends, Colorado Hard Money, Colorado private lender, Denver Hard Money, Denver Real Estate Trends, Georgia hard money, Georgia private lender, investor bans in single family homes, mortgage rates, national rental regulations, Private Lending
Rents have made a quick U turn. After rising substantially over the last decade, they are quickly reversing course. Why are rents now falling? Is this just a trend or a blip. Look at the chart below, how does this alter the predictions on rents? ...
