by Glen | Jul 14, 2026 | credit score, credit scoring, survey responses
Last week I asked all of you: Is the credit score a useless tool to determine risk? The real estate pros have spoken, the majority think (66%) think that the credit score is not the best tool to determine risk, while 34% still think that the credit...
by Glen | Jul 13, 2026 | Atlanta Hard Money, Atlanta Private Lending, Colorado Hard Money, credit score, credit scoring, Denver Hard Money, Georgia hard money
I recently looked at two loan files, one had a 650 and one had a 750, which one was actually a riskier borrower (not the one with the higher score)? How can you now easily inflate your credit score? Is the score now useless? Why the huge changes in credit...
by Glen | Apr 8, 2026 | credit score, credit scoring, survey responses
Last week I asked all of you will credit score shopping impact residential real estate? The real estate pros have spoken and as you can see from the chart, the overwhelming choice was that residential real estate would be impacted by the ability to shop for...
by Glen | Apr 6, 2026 | Atlanta Hard Money, Colorado Hard Money, credit score, credit scoring, Denver Hard Money, Georgia hard money
The Biden Administration took steps to enable less credit-worthy borrowers to qualify for mortgages to support the housing market. Now the Trump team is doing even more in the name of boosting home ownership and lowering costs for borrowers with a surprising...
by Glen | Jan 5, 2026 | 2026 real estate predictions, Atlanta Hard Money, Atlanta Private Lending, Colorado Hard Money, Colorado private lender, credit score, credit scoring, Denver Hard Money, Denver private Lending, Foreclosure, Georgia hard money, Georgia private lender
The Biden Administration took steps to enable less credit-worthy borrowers to qualify for mortgages to support the housing market. Now the Trump team is doing the same in the name of boosting home ownership and lowering costs for borrowers. Why is the...
by Glen | Oct 6, 2025 | Atlanta Hard Money, Atlanta Private Lending, Buy Now Pay Later, Buy now Pay later impact on real estate, Colorado Hard Money, credit score, credit scoring, Denver Hard Money, Georgia hard money, how will real estate prices be impacted by falling stocks, if there is a recession what happens to real estate, private lender, Real Estate economic trends, Real estate Valuation
Consumer spending in the world’s largest economy has been so resilient in the face of stubbornly high inflation that economists and traders have had to repeatedly rip up their forecasts for slowing growth and interest-rate cuts. How are consumers still spending...
