by Glen | Jan 5, 2026 | 2026 real estate predictions, Atlanta Hard Money, Atlanta Private Lending, Colorado Hard Money, Colorado private lender, credit score, credit scoring, Denver Hard Money, Denver private Lending, Foreclosure, Georgia hard money, Georgia private lender
The Biden Administration took steps to enable less credit-worthy borrowers to qualify for mortgages to support the housing market. Now the Trump team is doing the same in the name of boosting home ownership and lowering costs for borrowers. Why is the...
by Glen | Oct 6, 2025 | Atlanta Hard Money, Atlanta Private Lending, Buy Now Pay Later, Buy now Pay later impact on real estate, Colorado Hard Money, credit score, credit scoring, Denver Hard Money, Georgia hard money, how will real estate prices be impacted by falling stocks, if there is a recession what happens to real estate, private lender, Real Estate economic trends, Real estate Valuation
Consumer spending in the world’s largest economy has been so resilient in the face of stubbornly high inflation that economists and traders have had to repeatedly rip up their forecasts for slowing growth and interest-rate cuts. How are consumers still spending...
by Glen | Jun 30, 2025 | Atlanta Hard Money, Colorado Hard Money, credit score, credit scoring, Denver Hard Money, Georgia hard money, student loan impact on real estate
For the last 4 years, credit scores have been artificially inflated due to the omission of student loans (and lack of payments of student loans) leading to huge gains in credit scores. Unfortunately this trend is set to reverse this year. Look at this chart above...
by Glen | Mar 10, 2025 | 2024 mortgage rates, 2025 mortgage rates, Atlanta Hard Money, Atlanta Private Lending, Colorado Hard Money, Colorado private lender, credit score, Denver Hard Money, Georgia hard money
Wow, look at the huge increases in credit scores over the last 15 years. This has occurred even as student debt, auto debt, and credit card debt have all surged. Has the US all the sudden become much more credit worthy or has something else changed? What does this...