Are home prices really rising or did they already fall 10%

Are home prices really rising or did they already fall 10%

  It is interesting that inventory is increasing, demand is declining, and yet home prices are staying relatively stable and or increasing based on the latest data from the National Association of Realtors.  How accurate is this data?  What alternative metric...
Consolidation in the mortgage industry hits overdrive, what does this mean for you?

Consolidation in the mortgage industry hits overdrive, what does this mean for you?

  Rocket Mortgage announced the acquisition of Mr. Cooper mortgage, the largest loan servicer in the US,  which will now service 2.1 trillion dollars in loans and the combined company will have access to over 10 million combined clients. Will this lead to a 2/3...
2025 National Real Estate predictions, what happens now?

2025 National Real Estate predictions, what happens now?

    2025 was set to be the big recovery in real estate with rates lowering setting us up for a great year.  Instead, rates are hovering around 7%, inventory is rising, and long term treasuries are pointing to higher rates for longer.  There is also a trade...
My recession indicator flashing green: ready for bulls or bears

My recession indicator flashing green: ready for bulls or bears

Are the bulls running or are the bears coming?  Any business media you pick up is harping on the idea of a “recession watch” and the economy is basically coming to an end!  On the flip side my proprietary lending data is giving me a radically different answer.  What...
What do Tariffs mean for real estate and interest rates

What do Tariffs mean for real estate and interest rates

  70% of lumber and 30% of drywall comes from Canada which could be subject to tariffs, what does this mean for the average build cost of a house?  What does the chart above have to do with Tariffs?  Will tariffs meaningfully impact real estate build costs and...
Marry, the house, date the rate, ready for a shotgun wedding

Marry, the house, date the rate, ready for a shotgun wedding

  In almost every real estate advertisement I receive, there is a common theme that prospective buyers should not focus on the rate as they will be able to refinance relatively soon at a much lower rate.  How true is this theory?  (hint anyone who bought into...