House prices hit another record, should you even care?

House prices hit another record, should you even care?

  Check out the chart above.  House prices this summer have hit yet another record?  On the flip side, look at the chart below of Denver and Atlanta.  Why the huge difference?  What is happening in today’s real estate environment?  Is the data above or below...
President fires Federal Reserve Governor mortgage rates rise

President fires Federal Reserve Governor mortgage rates rise

What an insane 24 hours, a late night tweet on Tuesday announced the sudden firing of a Federal Reserve Governor essentially trying to eliminate the independence of the federal reserve while ensuring looser monetary policy.  Ironically the opposite occurred and...
Largest mortgage buyers required to use cryptocurrencies

Largest mortgage buyers required to use cryptocurrencies

Fannie Mae and Freddie Mac, the largest buyers of mortgages, effective immediately are required to count cryptocurrencies as an asset for mortgages.  This is a profound shift in policy.  How will this impact real estate lending?  Will Cryptocurrency radically alter...
Are home prices really rising or did they already fall 10%

Are home prices really rising or did they already fall 10%

  It is interesting that inventory is increasing, demand is declining, and yet home prices are staying relatively stable and or increasing based on the latest data from the National Association of Realtors.  How accurate is this data?  What alternative metric...
Closings surge in Q1 what does this mean for the rest of the market

Closings surge in Q1 what does this mean for the rest of the market

Look at the graph above, what has caused my closing to surge in 2025 while overall real estate closing volumes have plummeted?  What does this mean for real estate?  Don’t get me wrong, I like to think the surge in closings is because I’m an amazing lender and a great...