Are home prices really rising or did they already fall 10%

Are home prices really rising or did they already fall 10%

  It is interesting that inventory is increasing, demand is declining, and yet home prices are staying relatively stable and or increasing based on the latest data from the National Association of Realtors.  How accurate is this data?  What alternative metric...
Consolidation in the mortgage industry hits overdrive, what does this mean for you?

Consolidation in the mortgage industry hits overdrive, what does this mean for you?

  Rocket Mortgage announced the acquisition of Mr. Cooper mortgage, the largest loan servicer in the US,  which will now service 2.1 trillion dollars in loans and the combined company will have access to over 10 million combined clients. Will this lead to a 2/3...
2025 National Real Estate predictions, what happens now?

2025 National Real Estate predictions, what happens now?

    2025 was set to be the big recovery in real estate with rates lowering setting us up for a great year.  Instead, rates are hovering around 7%, inventory is rising, and long term treasuries are pointing to higher rates for longer.  There is also a trade...
Secret mortgage blacklist, is your property on it?

Secret mortgage blacklist, is your property on it?

Condominium owners across the country are facing a paralyzing problem: They can’t sell their properties because of a fast-growing and mostly secret mortgage blacklist.  Don’t worry this is not some crazy conspiracy from the government.  I’ve experienced this first...
Closings surge in Q1 what does this mean for the rest of the market

Closings surge in Q1 what does this mean for the rest of the market

Look at the graph above, what has caused my closing to surge in 2025 while overall real estate closing volumes have plummeted?  What does this mean for real estate?  Don’t get me wrong, I like to think the surge in closings is because I’m an amazing lender and a great...
A hidden crisis in US Housing; are fish the root cause?

A hidden crisis in US Housing; are fish the root cause?

  I took the pic above of a house after a small fire in CO.  I’m amazed the house had made it.  Unfortunately thousands of property owners in LA are not as lucky.  The recent fires in LA are estimated to cost upwards of 50 billion making it one of the costliest...