50 year mortgage: fundamental flaw in the media

50 year mortgage: fundamental flaw in the media

There is a new proposal to develop a 50 year loan product to “turbocharge” the housing market and make it more affordable.  How realistic is this proposal?  What would a 50 year mortgage look like for consumers?  What is the fundamental flaw in the analysis by the...
American’s staged a property tax revolt, GA led the way

American’s staged a property tax revolt, GA led the way

  Voters in eight U.S. states passed measures in the last election to offer some form of relief on property taxes, a sign of their mounting frustration with tax bills that have soared alongside huge jumps in home values. Many states will have property tax...
Foreclosures on the rise, is this a blip or trend?

Foreclosures on the rise, is this a blip or trend?

With fluctuating mortgage rates and economic pressure in the housing market, foreclosure activity Has continues to ramp up throughout the year. According to real estate data provider Attom, homebuyers may face more challenges heading into 2025.  Why are foreclosure...
House prices hit another record, should you even care?

House prices hit another record, should you even care?

  Check out the chart above.  House prices this summer have hit yet another record?  On the flip side, look at the chart below of Denver and Atlanta.  Why the huge difference?  What is happening in today’s real estate environment?  Is the data above or below...
The War on Landlords

The War on Landlords

Since Covid, Landlords have been portrayed as the big bad wolf and the root cause of pretty much any housing woe you can think of.  Legislatures have jumped on the bandwagon essentially declaring war on landlords with the number of tenant laws doubling in three...
Largest mortgage buyers required to use cryptocurrencies

Largest mortgage buyers required to use cryptocurrencies

Fannie Mae and Freddie Mac, the largest buyers of mortgages, effective immediately are required to count cryptocurrencies as an asset for mortgages.  This is a profound shift in policy.  How will this impact real estate lending?  Will Cryptocurrency radically alter...