Everyone, I’m pleased to introduce you to our newest team member, Gambler, he comes to us from a husky rescue in Denver, Colorado. He is a Siberian Husky/German Shepherd mix and about 2 months old. He will be based out of our Colorado office and he will be...
2025 was supposed to usher in lower mortgage rates and yet they barely budged even though the federal reserve cut rates multiple time. Now 2026 is predicted to be the savior of real estate with much lower mortgage rates. How accurate are these...
Wow, the last several days have been brutal in the stock market. At the same time interest rates have started to come down and yet sales are still down substantially from last year. For years, myself, and many others have thought that interest rates were the...
Is there a new subprime crisis lurking? 10 years ago nightly rentals were a novel concept, fast forward to 2024 and the number of nightly rentals have surged 40%. What does this huge increase in nightly rentals mean for real estate values? Has the market...
I continue to hear discussions about the huge plunge in office values while little attention has been given to other commercial property sectors like apartments. Apartment buildings, long considered a real-estate haven, are emerging as the next major trouble spot in...
Fannie Mae, the largest buyer of mortgages in the US, just made some bold predictions about not only housing, but an upcoming recession. Their new predictions are a rapid departure from just a few months ago. What does Fannie Mae predict for the economy and housing?...
It has been quite the year for the stock market. As I am writing this blog, the market has already plunged 10% to kick off the year. Morgan Stanley just warned that stocks are more overvalued than the tech bubble. How will this impact real estate? What happened...
President Biden has proposed an increase in long term capital gains from their current 15-20% to 43% for the wealthiest. This would be the highest tax paid on income. What is in the new proposal? What does this proposal mean for real estate? How will the 1031...
Like many of you I had a “rocky” ride in the last real estate recession and successfully learned many “million-dollar” lessons that were very painful. One of the key takeaways from the last recession is that risks lurk in plain sight. Hindsight 20-20 it was...
Vail recently announced that skier visits through January 5th are down 7.8% across all its resort properties while lift ticket revenue was flat. With prices not increasing, how are visits down yet revenue still flat? What does this have to do with one ski resort in...
The ink was barely dry on Wall Street’s 2020 outlooks when the first case surfaced in China. A quick tally shows the coronavirus has wiped $1.5 trillion off the value of world stock markets since Jan. 20, when a slide in Hong Kong shares kicked off concerns among...
The economy is currently in a “transition” phase. To determine if the sun is setting on our current cycle, it is critical to watch for leading indicators of where we might be heading. One of the strongest predictors of a recession is consumer purchases of one...
I wanted to wish each of you a Happy 4th of July. I know the picture above is not what you would expect from a 4th of July e-mail. It is a picture of my windshield after a chance encounter. I’ve known many of you as a friend, client, or peer for the past 20 years. ...
Recently the news has been overwhelming. Originally there was a deal with China then there wasn’t; now China is referring to the trade differences as a trade war. The US markets sold off and then they recovered then sold off again. What is going on? Why are we...
The National Association of Realtors came out with their 2019 forecast saying: “the economy is "good." And noted that we have low unemployment, record high job openings, historically low jobless claims, job additions for eight straight years and wages beginning to...
Lenders issued 34 billion of non QM (Qualified Mortgage) loans in the first three quarters of 2018, a 24% increase from the same period a year earlier. Why is this mortgage segment growing so quickly while conventional loans are languishing? How are these loans...
The National Association of Realtors came out with their 2019 forecast saying: “the economy is "good." And noted that we have low unemployment, record high job openings, historically low jobless claims, job additions for eight straight years and wages beginning to...
Headlines rarely tell the full story. The Federal reserve made a U-turn and markets roared then tanked. Why? Is this really good news? What does this mean for rates? How will this impact real estate? “Interest rates are still low by historical standards, and...
What is a government’s role in real estate whether it is mortgages, subsidized housing, flood insurance, etc… Is government really the best equipped to solve various real estate issues or should private enterprise take the lead. Has the government created a...
In just about every destination or gateway town, not only are short-term rentals squeezing the last drops out of the affordable housing supply, but more profoundly, they are threatening the very character that drew in locals—and tourists. For example, in...
I recently received a Broker Price Opinion that took the cake. A class C office was compared to a class A retail location in another city. The BPO felt the value of the property was worth over a million … this was off by over 50%. Is your BPO BS? Four tips to spot...
Is the bond market or federal reserve correct on the future of interest rates? Beyond 2019 there is huge disagreement. The Federal reserve has relayed that future tightening will continue, but the markets aren’t buying it. The bond market is predicting that a rate...
What is your property worth? Chances are someone in India is answering that question for your lender without ever stepping foot in the country, let alone in the property. The process of using a Broker Price Opinion for valuation was outlawed in the last crisis, but...
Last week an Uber driverless/ autonomous car struck and killed a pedestrian. This is the first fatality from a fully autonomous vehicle that was using sensors and artificial intelligence to drive itself. Why is this incident so important? How does this...
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