What is hiding in the real estate market?

What is hiding in the real estate market?

The housing market has a multi-billion dollar problem that nobody is talking about.  Since the last recession economists harp on the fact that underwriting is so much better now than it was leading up to 2008.  This is correct except for one lender, the federal...
Gov’t gives away trillions, yet subprime borrowers surge

Gov’t gives away trillions, yet subprime borrowers surge

  Does anyone else find it a bit ironic that the US government gave away 4.6 trillion including direct payments to individuals and yet the number of subprime borrowers has surpassed precovid levels.  Why are more borrowers now classified as subprime and what does...
Big changes in property rights from the election- what city made 100m from the election?

Big changes in property rights from the election- what city made 100m from the election?

Although all eyes and media coverage was on the supposed “blue wave” on election day, the real story are the huge changes in property rights throughout the Country.  Did Nantucket vote to continue an effective ban on nightly rentals?  Did Vail pass a 17% tax on...
The War on Landlords

The War on Landlords

Since Covid, Landlords have been portrayed as the big bad wolf and the root cause of pretty much any housing woe you can think of.  Legislatures have jumped on the bandwagon essentially declaring war on landlords with the number of tenant laws doubling in three...
Largest mortgage buyers required to use cryptocurrencies

Largest mortgage buyers required to use cryptocurrencies

Fannie Mae and Freddie Mac, the largest buyers of mortgages, effective immediately are required to count cryptocurrencies as an asset for mortgages.  This is a profound shift in policy.  How will this impact real estate lending?  Will Cryptocurrency radically alter...