Should Weinberg lead the fed 😊? As suspected the Federal Reserve continued to hold on rates even though inflation continues well above their target. What fundamental flaw is the federal reserve making? I recently did an interview with Mortgage Professional...
Interest rate news and forecasts: Fed decisions, bond market moves and inflation, and how each affects real estate prices and borrowers.
Hot inflation puts further rate hike in play, impact on real estate
Once again, forecasts for inflation have bombed with the September inflation reports exceeding most forecasts. Why does inflation continue running hotter than anticipated? What does this mean for interest rates and real estate? What happens when interest rates...
What do 7% rates mean for real estate prices
At the beginning of the year, the consensus was that rates would fall below 6%, fast forward and rates are now at or close to 7% with the 10 year treasury surging to a 19 year high. At the same time the real estate market is like two stuck bulls with neither buyers...
How will the fed rate increase impact real estate prices?
Last week I asked all of you: How will the recent Federal Reserve increase of rates impact real estate prices? The real estate pros have spoken, the majority think (&0%) think that real estate prices will fall, while 18% felt no impact on prices and...
Federal reserve raises rates yet mortgage rates fall; why?
What a week it has been in the economy. The federal reserve is still struggling to contain inflation and as a result increased the federal funds rate. After the announcement stocks roared back in a huge “relief” rally and mortgage rates fell. What do all these...
interest rates surge: Frightening bond market change
Look at this chart above, over the last 5 years long term rates have continued a steady climb higher; now compare the chart above to the one below, see a correlation. When rates surged, the treasury tried to step in and a profound event happened that radically...
Interest rates jump again, are they going to decline?
It seems like all the economists are surprised that inflation continues at elevated levels and suddenly the market is in a panic about higher inflation. Am I the only one in the world that buys groceries, fills up my gas tank, goes out to eat, etc… Anyone...
What does May inflation mean for interest rates and real estate?
The May inflation report is in, rising to the highest level in 3 years. Look at the chart above, out of nowhere yields have surged to almost 20-year highs and predictions exceeding 6%. The market is suddenly catching on that we have an inflation...
Rates make a u turn; should you panic?
Look at this chart above, out of nowhere yields have made a U-turn with long term treasury yields surge to almost 20-year highs and predictions exceeding 6%. This is exactly the opposite of what economists had predicted at the beginning of the...
What the latest inflation upsurge means for the mortgage market
Another uptick in the US’s annual inflation rate comes as little surprise as the US-Iran war rumbles on, but it’s still deepened uncertainty across the US housing market and clouded the interest rate outlook. “Based on the recent readings, I think any rate cuts are...
2026 real estate predictions, what happens now?
2026 was set to be the big recovery in real estate with rates lowering, setting us up for a great year. Instead, the Iran war kicked off driving energy prices and in turn inflation up. The rate narrative has made a U-turn with the question of when to...
Oil prices up, job numbers down: What it all means for mortgages
If you missed it (here is a link), last week I was interviewed in Mortgage Professional America on what happens to mortgage rates and real estate as a result of the huge economic news last week with jobs slower and energy prices skyrocketing. What does the...
Supreme court nullifies tariffs, 3 big changes to real estate
The supreme court throws out president Trump’s tariffs. What does this mean for real estate building costs and interest rates? Why is the chart above so important? Will this decision drastically alter the real estate market one way or another? What happens...
What will be the average 30 year mortgage rate in 2026
Last week I asked all of you what will mortgage be one year from now? The real estate pros have spoken, the majority think that rates will end up around 5.5-6%, with a close second saying 6-6.5%. What changed from last year. How accurate are these...
Mortgage rates one year from now
Last week I asked all of you what will mortgage be one year from now? The real estate pros have spoken and as you can see from the chart above, the majority (50%) think that mortgage rates will be 5.5 -6% while the second largest percentage put rates in...
President fires Federal Reserve Governor mortgage rates rise
What an insane 24 hours, a late night tweet on Tuesday announced the sudden firing of a Federal Reserve Governor essentially trying to eliminate the independence of the federal reserve while ensuring looser monetary policy. Ironically the opposite occurred and...
Secret mortgage blacklist, is your property on it?
Condominium owners across the country are facing a paralyzing problem: They can’t sell their properties because of a fast-growing and mostly secret mortgage blacklist. Don’t worry this is not some crazy conspiracy from the government. I’ve experienced this first...
Why are mortgage rates rising when they should be falling?
The chart above is very surprising. When the market is predicting a slowdown or a recession, gold typically rises and treasuries also rise, typically in tandem. The exact opposite is happening now as bond prices are falling and yields are rapidly increasing in the...
Marry, the house, date the rate, ready for a shotgun wedding
In almost every real estate advertisement I receive, there is a common theme that prospective buyers should not focus on the rate as they will be able to refinance relatively soon at a much lower rate. How true is this theory? (hint anyone who bought into...
Closings surge in Q1 what does this mean for the rest of the market
Look at the graph above, what has caused my closing to surge in 2025 while overall real estate closing volumes have plummeted? What does this mean for real estate? Don’t get me wrong, I like to think the surge in closings is because I’m an amazing lender and a great...
The largest buyer of mortgages predicts big changes to house prices
Fannie Mae, one of the largest buyers of residential mortgages has some profound predictions. Will house prices continue their upward trend through 2030? How accurate are the predictions below? How can house prices continue in such a linear fashion? Will...
Is inflation now driving housing prices higher?
The conventional wisdom is that inflation causes higher interest rates which in turn causes lower housing prices. We are now seeing an interesting phenomenon where housing prices continue to stay high and in some markets head even higher with interest rates double...
Fed cuts rates half percentage, Why did mortgage rates rise?
The market was anticipating a much smaller cut by the federal reserve as inflation is still high and employment and spending is holding up. The odds were about 75% for a smaller cut, but the federal reserve definitely surprised with a much larger cut of half a...
Shortage of homes will keep prices high… think again; Is there really even a shortage?
I just saw an article on CNBC with the headline: America is short 5 million houses. The media is proclaiming a housing crisis throughout the country due to the shortage. Ironically at the same time the US has hit a record for the slowest population growth in the...



























