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Equity Based Bridge Loans

florida-hard-moneyToday, more than ever, traditional banks continue to “Talk” about Lending, but few actually are lending on anything other than plain vanilla properties that perfectly fit “the box”. Where do you turn when the banks or other lenders say no or you don’t have the time/ energy to wait months for a closing?

Fairview offers bridge loans for non-conforming, residential (non-owner occupied) and commercial real estate properties throughout Florida. We are a hard money lender working directly with the borrowers, real estate professionals, mortgage brokers, builders, etc…

As a Florida Hard Money Loans / Private Lender we not only underwrite but fund and service our own loans. There are no upfront fees. Fairview is a direct lender not a broker and is able to provide immediate funding for rapid closings typically in 5-10 days.

Fairview Lending funds first mortgage real estate loans that do not meet bank standards for whatever reason. We also can fund borrowers who have time restraints or transactions that don’t fit the vanilla box of other lenders.


Florida Hard Money Lending guidelines


Florida Hard Money Lending
Types of CollateralResidential Investment properties, Condos, Commercial properties (office, retail, light industrial, multifamily, mixed use, etc
AreasWe lend throughout Florida
Minimum credit scoresNo minimum credit score, true asset based lender focusing on the loan collateral
Required documentationWe underwrite our loans on the real property so will need basic property info
Upfront feesNo upfront fees, appraisals, etc…
AppraisalsAll underwriting is done in house by our seasoned real estate experts so no appraisal is required
Loan To ValueUp to 50-60 % on the value of the property (on a purchase, we lend off the purchase price of the property not ARV)
Loan TermUp to 10 years
Loan Amounts150k to 1.5m
Time to receive loan money5 – 10 days
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