Florida Hard Money Loans
Equity Based Bridge Loans
Today, more than ever, traditional banks continue to “Talk” about Lending, but few actually are lending on anything other than plain vanilla properties that perfectly fit “the box”. Where do you turn when the banks or other lenders say no or you don’t have the time/ energy to wait months for a closing?
Fairview offers bridge loans for non-conforming, residential (non-owner occupied) and commercial real estate properties throughout Florida. We are a hard money lender working directly with the borrowers, real estate professionals, mortgage brokers, builders, etc…
As a Florida Hard Money Loans / Private Lender we not only underwrite but fund and service our own loans. There are no upfront fees. Fairview is a direct lender not a broker and is able to provide immediate funding for rapid closings typically in 5-10 days.
Fairview Lending funds first mortgage real estate loans that do not meet bank standards for whatever reason. We also can fund borrowers who have time restraints or transactions that don’t fit the vanilla box of other lenders.
Florida Hard Money Lending guidelines
| Florida Hard Money Lending | |
|---|---|
| Types of Collateral | Residential Investment properties, Condos, Commercial properties (office, retail, light industrial, multifamily, mixed use, etc |
| Areas | We lend throughout Florida |
| Minimum credit scores | No minimum credit score, true asset based lender focusing on the loan collateral |
| Required documentation | We underwrite our loans on the real property so will need basic property info |
| Upfront fees | No upfront fees, appraisals, etc… |
| Appraisals | All underwriting is done in house by our seasoned real estate experts so no appraisal is required |
| Loan To Value | Up to 50-60 % on the value of the property (on a purchase, we lend off the purchase price of the property not ARV) |
| Loan Term | Up to 10 years |
| Loan Amounts | 150k to 1.5m |
| Time to receive loan money | 5 – 10 days |
Fairview Commercial Lending is actively seeking funding opportunities.
Please fill out our online application or contact us today.
We'll respond within 1 business day!
See our Loan Parameters.
Atlanta, Georgia Office
3535 Roswell Road Ste 57
Marietta, GA 30062
Telephone: (866) 634-1270
Fax: (404) 634-0319
Email: info@fairviewlending.com
Denver, Colorado Office
1153 Bergen Parkway Ste I #227
Evergreen, Colorado 80439
Telephone: (303) 459-6061
Fax: (404) 634-0319
Email: info@fairviewlending.com