Fairview Commercial Lending
HARD MONEY LOANS WHEN THE BANK SAYS "NO"
A family owned, privately funded direct lender making fast bridge and hard money loans on residential and commercial investment properties in Georgia, Colorado and Florida since 1975.
Direct Private Real Estate Lender
No upfront fees
All credit OK
Loans up to 10 years
Closing in 10 days or less
Call us at 866-634-1270
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Fairview Commercial Lending is a privately funded direct hard money lender
We are Hard Money lenders that offer fast, flexible, Private Money and Bridge loans on residential and commercial investment properties in Georgia, Colorado, and Florida. We listen to your needs and structure solutions to meet your goals. You will receive an honest answer quickly. We have ample capital with all underwriting, funding, and servicing in house with no upfront fees. We are the decision makers (not brokers), and have the flexibility to quickly structure the right loan package for your needs. We are the Premier Hard Money Lender that will get you funded. When the banks say no, Fairview Funds.
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Hard Money / Private Money Loan Programs
Residential Hard Money Loans
Fairview is the leader in residential investment property lending/ hard money lending in Georgia, Colorado, and Florida. Our process is simple, all we need is our quick one page application to get started with no appraisal needed. See why Fairview is the leading hard money residential lender.
Commercial Hard Money Loans
We focus on bridge loan/private loans/ asset based lending on general purpose commercial properties: Office, retail, light industrial, mixed use, multifamily, and Marijuana properties (Colorado only). No appraisals or upfront fees required saving the borrowers thousands. See why Fairview is the leader in Commercial hard money loans. Closings typically in 5-10 days.
Recently Closed Loans
Fairview Lending is the leading hard money lender and has closed millions in private money non-conventional loans / bridge loans since 1975. We are privately funded and underwrite in house and therefore we can make loans that don’t fit traditional bank lending guidelines and can fund quickly, saving the borrower both time and money.
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Over 40 years Of Expertise
- Loans on Residential Investment, Commercial, Agricultural, and Marijuana properties
- Closing and funding in 5-10 days
Hard Money Questions, Answered
What is a hard money loan?
A hard money loan is a short-term real estate loan from a private lender, approved mainly on the value of the property rather than your income or credit. Fairview is a family-owned, privately funded direct lender, so we lend our own money and make every decision in house.
How fast can you close a hard money loan?
We typically close and fund in less than 10 days. A bank loan usually takes 2 to 3 months.
How much can I borrow?
Loans range from $150,000 up to $2 million, at up to 50% to 60% of the current value or purchase price. In Georgia and Colorado we can go below $150,000, depending on the deal.
Do you charge upfront fees or require an appraisal?
No. There are no upfront fees and no appraisals. We underwrite every property ourselves, which saves borrowers time and thousands of dollars.
Can I get a hard money loan with bad credit?
Yes. All credit is OK, because we lend on the real estate. Past foreclosures, tax liens, judgments and late payments do not automatically disqualify you.
Where do you lend?
We lend on commercial and residential investment real estate in Georgia, Colorado, Florida and the Chicago, Illinois metro area.
Fairview vs. a Bank Loan
| Feature | Fairview Commercial Lending | Typical bank loan |
|---|---|---|
| Time to funding | Less than 10 days | 2 to 3 months |
| Appraisal | Not required | Required |
| Upfront fees | None | Application and appraisal fees |
| Credit | All credit OK | Strict credit and income review |
| Who decides | We decide directly | Committees and outside underwriters |
Loan Terms at a Glance
- Loan amount: $150,000 to $2 million (lower in Georgia and Colorado)
- Loan to value: up to 50% to 60%
- Term: up to 10 years, with flexible amortization or interest only
- Lien position: first only
- Prepayment: flexible
Ready to fund your next deal?
Fill out our one-page loan application. You’ll get an honest yes or no answer quickly, with zero upfront fees.
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Hard Money / Private Money : Where we lend
Colorado Hard Money Loans
We are experts in Colorado private lending as we live, work, and play in the beautiful Rocky Mountains. Our office is in the Denver metro. We lend in the Denver front range, the various mountain communities and everywhere in between. We have you covered with hard money loans on residential investment and commercial properties throughout the state of Colorado.
Georgia Hard Money Loans
We are headquartered in Atlanta (Sandy Springs). We are experts in Atlanta Georgia real estate as we are 5th generation natives of Georgia and have over 100 years of Georgia commercial and residential real-estate lending experience. We can assist on your private lending needs throughout GA.
Florida Hard Money Loans
As Florida Hard Money Lenders, we work directly with the borrowers, real estate professionals, mortgage brokers and builders to offer bridge loans and private money loans for non-conforming, residential & commercial real estate properties.
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