Buy now pay later included on credit reports, impact on real estate financing Buy now Pay Later loans are a million-dollar industry and yet until now these loans were invisible to lenders. This is all changing as Equifax is now adding buy now pay later payments to...
Small Balance Commercial Lending
Inflation roars to highest since 1982, mortgage rates jump above 4%, what does this mean for real estate
Inflation plowed ahead at its fastest 12-month pace in nearly 40 years during January and substantially higher than any estimates according to a closely watched gauge the Labor Department released Thursday (CPI). The stock and bond markets are continuing to awaken,...
NY and Boise real estate both hitting records, is a ???? brewing
New York City’s housing market is undergoing a powerful rebound, fueled by New Yorkers trading up, out-of-staters moving in, and others looking beyond the pandemic’s aftershocks to make a long-term bet on the city. On the flip side, Boise prices are up 25% year over...
Stocks plunge, what does this mean for real estate prices? What happened during the dotcom bust?
It has been quite the year for the stock market. As I am writing this blog, the market has already plunged 10% to kick off the year. Morgan Stanley just warned that stocks are more overvalued than the tech bubble. How will this impact real estate? What happened...
New Proposed tax plan will hit property owners and cost you millions.
I am always amazed at how out of touch our elected officials are with what happens in the real world. The new tax plan circulating through Congress is no exception with the supposed target high net worth taxpayers, but middle class, small business...
BOA predicts a housing “mother of all asset bubbles”
As a result of the current loose monetary policy and additional stimulus coming down the pipe, “imbalances” within the economy are starting to form. BofA predicts a 10% drop in stock prices. What are other experts saying on the stock market? How will this impact...
Will interest rates stay low forever? What did the fed just announce?
If you have been tracking interest rates in the mortgage market, your head is likely spinning. Mortgage rates hit a record low of 3% less than a week later rates have risen again. What is causing the drastic swings? Is now the time to lock in or refinance? What did...
What is your real estate plan? You better have one! 5 steps to create your plan
In the fall of 2006 my wife, a high school teacher, left for school in a small sleepy town SW of Denver. Shortly after school began shots rang out and a hostage situation ensued (See Article). At the end of the day one student and the gunmen was dead. This all...
3 key learnings from a real estate oracle
Although it is impossible to predict the future unless you were a star in the movie back to the future , history does provide a good indicator of what might happen. With all the recession talk recently it is important to relate the current economic environment back...
Big changes in Lending in 2019. Banks Tighten. Do you have a backup?
Banks told the Fed that they would tighten lending standards if short-term rates rise above their long-term counterparts, the central bank said in results of an October survey of senior loan officers. Asked how an inversion of the yield curve would impact lending...
2019 Real Estate Market predictions
With 2019 coming quickly it is time for my annual real estate predictions. 2019 is shaping up to be considerably more exciting than 2018! The main economic drivers in 2019 will be the pace of rate increases from the federal reserve, market volatility, the ongoing...
I’ll bet you 17 billion we have another real estate crisis brewing; what is the solution?
Would you take the bet? I wouldn’t suggest it as we’ve seen this party before. As I’ve mentioned before the number one determinant of a default is leverage. This is obvious, yet our wonderful federal government doesn’t seem to grasp this concept. For a government...
Market correction? Apple down 20%, Treasuries rise, Real Estate invited to the party?
I hope everyone had a great Thanksgiving. Unfortunately, the market plunge hasn’t helped get many folks into the Holiday Spirit! What is driving the recent market correction? Is this a bump or a real problem? Is this all driven by the fed? Is real estate the next...
Markets plunge 7%, has the fed gone “loco”; real estate impact?
This past week has been a rough ride with the S&P losing over 7%. Is this a minor correction or something more? President Trump says blame the “loco” fed not the China trade war. Is he correct? What are the drivers of the recent decline and what does this mean...
40% of adults can’t come up with $400, real estate impact?
The Federal reserve in their recent Report on Economic Well being made two very concerning discoveries: 1) 40% of all adults if faced with an unexpected expense of $400 would not be able to cover it 2) 25% of all adults are not able to pay all of their current...
Libor replaced, will your mortgage be more expensive now?
Last year it was announced that Libor will be phased out by 2021. Why is this such big news? According to a fed survey almost 45% of mortgages are linked to Libor and the vast majority of jumbo loans are Libor based. In total there is about 862 billion...
Need a loan closed in under a week?
Need a loan closed in under a week? Fairview is the answer. We are privately funded and can close and fund your loan quickly with zero upfront fees That is impossible, how about appraisals? Since we hold and service all of our own loans we do all underwriting...
Hard Money Loan Term
I'm commonly asked what is the typical loan term of a hard money mortgage. A typical hard money lender will provide a loan term of 3- 6 months. This short of a time period is a large risk/problem for many borrowers. For example what if an investor bought a...
Close your hard money loan by year end
As the holidays are well upon us, many borrowers have asked: "can you close my loan by year end?". The answer is yes. Fairivew is a private hard money lender that strictly lends their own money. Fairview has the ability to close loans quickly without the red tape....
Private hard money lender closings
Fairview Lending (https://www.fairviewlending.com) is the leader in private lending in Colorado, Georgia and Illinois. We strictly lend our own money and there are never any upfront fees. We have recently updated a list of some of our recent hard money closings. ...
Hard Money Lending: the new era for borrowers & brokers
Hard money lending: the new era article published in the Scotsman’s guide to hard money lending
New Hard Money Resources
Hard Money lending resources: Hard Money articles, Hard money publications, Hard money presentations, hard money information
Atlanta Private Lending
Direct Atlanta Private Lending. Atlanta Georgia’s premier private lender. NO upfront fees Atlanta private lending
Hard Money Atlanta & Denver
recent Hard money closed loans: Denver & Atlanta. Direct hard money lender

















