Every major economist is predicting real estate prices remaining flat to falling modestly in 2026. How accurate are these predictions? Is there a scenario where prices buck every prediction and rise later this year? A prior survey shows a radically different...
Private real estate mortgage
What happens to the economy, the results will surprise
Last week I asked all of you what happens to the economy over the next two years ? The real estate pros have spoken and I was a bit surprised by the answers. There was no clear winner on where the economy heads from here. What was the key rationale...
Bitcoin plunge impact on real estate and economy
Bitcoin has had a wild ride, declining over 50% in over a month plummeting from a high of 120k to 60k. Check out the chart above. Why the sudden drop in cryptocurrencies? What does this mean for real estate prices? Looking at the chart below, how will interest...
Has the economy lost its mind
As I was walking on a snow covered trail, I found a blaze orange sweatshirt. WTF, who loses something like this and doesn’t even notice? It made me start thinking, has the person lost their mind? Has the economy lost its mind? Look at three charts below: Gold,...
What will be the average 30 year mortgage rate in 2026
Last week I asked all of you what will mortgage be one year from now? The real estate pros have spoken, the majority think that rates will end up around 5.5-6%, with a close second saying 6-6.5%. What changed from last year. How accurate are these...
Trump bans investors pulls floor from house prices
President Trump recently announced a new ban on large investors buying single family homes. Ironically this bill is almost identical to what Biden/Harris had proposed a few years ago. Why the interest in banning investors from purchasing single family homes? ...
Canada eliminates private property impacts US
Who would every imagine that British Columbia, Canada would eliminate private property rights costing property owners billions of dollars. What was the bombshell ruling? Why is it almost impossible for anyone to buy or sell in Canada? What does this mean for US...
Where should you invest in real estate in 2026?
The pandemic turned the real estate market upside down with real estate values surging throughout the country. With values rising everywhere, everyone seemed like a winner. Unfortunately, the boom town days are coming to an end. Real Estate fundamentals or lack...
How to increase mortgage defaults
The Biden Administration took steps to enable less credit-worthy borrowers to qualify for mortgages to support the housing market. Now the Trump team is doing the same in the name of boosting home ownership and lowering costs for borrowers. Why is the...
Gov’t gives away trillions, yet subprime borrowers surge
Does anyone else find it a bit ironic that the US government gave away 4.6 trillion including direct payments to individuals and yet the number of subprime borrowers has surpassed precovid levels. Why are more borrowers now classified as subprime and what does...
What is the best ski town investment
As everyone departs for the holiday season and many are hitting the slopes I wanted to share a survey I did of Colorado real estate experts on the best ski investments. As you can see there were some surprises. What huge changes occurred in Breckenridge and Vail to...
Renters Are Conning Their Way Into Luxury Apartments
Atlanta is the epicenter of a national surge in rental-application fraud where nearly half of rental applications contain fraudulent information. The applicants are targeting high end apartments throughout the city. Why is Atlanta the epicenter of the fraud? What...
Taylor Swift tax on real estate coming to a city near you
A new push by states to tax the real estate of the wealthy is going nationwide with cities across the country looking at expensive second homes as the gold mine to solve all their social problems. What is the new “Taylor Swift Tax”? What are some of the new proposals...
Is a 50-year mortgage a good idea for real estate?
Last week in my blog, Is the 50 year mortgage a good idea for real estate, I asked each of you what you thought in the survey. The response was surprising and very different than what I thought it would be The comments were insightful as to why....
50 year mortgage: fundamental flaw in the media
There is a new proposal to develop a 50 year loan product to “turbocharge” the housing market and make it more affordable. How realistic is this proposal? What would a 50 year mortgage look like for consumers? What is the fundamental flaw in the analysis by the...
Why will Real estate outperform in the next cycle
First, Happy Thanksgiving. I hope everyone has a great holiday season. As you sit around the table this year, there is plenty to talk about and debate (including this blog ). Check out the screenshot above of the headlines on Bloomberg. Depending on which headline...
Big changes in property rights from the election- what city made 100m from the election?
Although all eyes and media coverage was on the supposed “blue wave” on election day, the real story are the huge changes in property rights throughout the Country. Did Nantucket vote to continue an effective ban on nightly rentals? Did Vail pass a 17% tax on...
Foreclosures spike:Fairview interview Mortgage Professional America
I recently did an interview with Mortgage Professional America. Below is an excerpt and a link to the full interview. The stock market is strong, unemployment remains low, and rates have steadied—but none of that matters if consumers can’t pay their bills. That’s the...
What happens to the economy one year from now? Is there an upside surprise?
Last week in my blog, Heavy trucks signal a recession, I asked all of you what happens to the economy one year from now? I was floored by the response. The real estate pros have spoken and as you can see from the chart above, the majority (39%) think...
Heavy trucks signal recession my data says the opposite
Look at the chart above, there is a direct correlation between heavy truck sales and GDP growth which is one of the best indicators for the health of the economy. As you can see heavy truck sales plummeted, which points to a recession. On the flip...
Should states cap property tax growth?
Last week I asked all of you should states cap property taxes like Georgia based on inflation? The real estate pros have spoken and as you can see from the chart above, the majority (76%) think that states should cap taxes based on inflation...
American’s staged a property tax revolt, GA led the way
Voters in eight U.S. states passed measures in the last election to offer some form of relief on property taxes, a sign of their mounting frustration with tax bills that have soared alongside huge jumps in home values. Many states will have property tax...
Mortgage rates one year from now
Last week I asked all of you what will mortgage be one year from now? The real estate pros have spoken and as you can see from the chart above, the majority (50%) think that mortgage rates will be 5.5 -6% while the second largest percentage put rates in...
Fed drops rates, why did mortgage rates barely budge
The federal reserve lowers interest rates and signals two more reductions the remainder of the year. At the same time mortgage rates are barely moving. Why are mortgage rates having such a large disconnect with the Federal Reserve. Will rates continue...



























