by Glen | Jul 27, 2026 | Atlanta Hard Money, Atlanta Private Lending, Atlanta real estate trends, Colorado Hard Money, Colorado private lender, Denver Hard Money, Denver private Lending, Denver Real Estate Trends, Georgia hard money, Georgia private lender, private lender, Real Estate economic trends, real estate investing, Real Estate Trends, Real estate Valuation
With rising insurance costs and litigation HOAs across the country are coming under pressure financially. This is leading to more HOAs declaring bankruptcy. Why is a recent lawsuit against an HOA so important? What does this mean for property owners? What are the...
by Glen | Jul 14, 2026 | credit score, credit scoring, survey responses
Last week I asked all of you: Is the credit score a useless tool to determine risk? The real estate pros have spoken, the majority think (66%) think that the credit score is not the best tool to determine risk, while 34% still think that the credit...
by Glen | Jul 13, 2026 | Atlanta Hard Money, Atlanta Private Lending, Colorado Hard Money, credit score, credit scoring, Denver Hard Money, Georgia hard money
I recently looked at two loan files, one had a 650 and one had a 750, which one was actually a riskier borrower (not the one with the higher score)? How can you now easily inflate your credit score? Is the score now useless? Why the huge changes in credit...
by Glen | Jul 8, 2026 | In the Press, Mortgage Professional America, News
First, yes above is yours truly, hopefully you were not expecting Tom Cruise behind the keyboard 😊 In case you missed it, I was recently quoted in a Mortgage Professional America article: Fannie and Freddie are taking on more risk than anyone is admitting. ...
by Glen | Jul 6, 2026 | 2026 real estate predictions, Atlanta Hard Money, Atlanta Private Lending, Atlanta real estate trends, CO hard money, Colorado Hard Money, Colorado private lender, condo lending, Denver Hard Money, Denver private Lending, Denver Real Estate Trends, Georgia hard money, Georgia private lender
Many don’t know but the overwhelming majority of all loans originated are ultimately sold to governments sponsored entities like Fannie or Freddie that package the loans and sell as mortgage backed securities. This means that whatever Fannie and Freddie...
