by Glen | Apr 15, 2020 | credit scoring
We are still lending in cash! It is amazing that the federal reserve has flooded the markets with cash enabling banks to borrower at historic rates. Furthermore, banks are considerably healthier today than they were in 2008. Unfortunately, this is not translating to...
by Glen | Apr 11, 2019 | Housing Price Trends / Information, Real Estate Trends, Real estate Valuation
Credit scores have been skyrocketing recently. Is this a good thing? Have 15 million consumer’s credit habits changed drastically in the last 10 years? What are the risks from “grade inflation” of credit scores? Why are scores rising so rapidly? How does this...
by Glen | Mar 8, 2019 | credit scoring, hard money
It’s like getting a free scoop of ice cream 😊 Experian is rolling out a new product called Experian Boost which will allow you to “instantly boost your credit score”. Experian expects over 65% of consumers will see a boost to their credit score. Will...