Largest mortgage buyers required to use cryptocurrencies

Largest mortgage buyers required to use cryptocurrencies

Fannie Mae and Freddie Mac, the largest buyers of mortgages, effective immediately are required to count cryptocurrencies as an asset for mortgages.  This is a profound shift in policy.  How will this impact real estate lending?  Will Cryptocurrency radically alter...
2025 National Real Estate predictions, what happens now?

2025 National Real Estate predictions, what happens now?

    2025 was set to be the big recovery in real estate with rates lowering setting us up for a great year.  Instead, rates are hovering around 7%, inventory is rising, and long term treasuries are pointing to higher rates for longer.  There is also a trade...
Secret mortgage blacklist, is your property on it?

Secret mortgage blacklist, is your property on it?

Condominium owners across the country are facing a paralyzing problem: They can’t sell their properties because of a fast-growing and mostly secret mortgage blacklist.  Don’t worry this is not some crazy conspiracy from the government.  I’ve experienced this first...
Why are mortgage rates rising when they should be falling?

Why are mortgage rates rising when they should be falling?

The chart above is very surprising.  When the market is predicting a slowdown or a recession, gold typically rises and treasuries also rise, typically in tandem.  The exact opposite is happening now as bond prices are falling and yields are rapidly increasing in the...

My recession indicator flashing green: ready for bulls or bears

Are the bulls running or are the bears coming?  Any business media you pick up is harping on the idea of a “recession watch” and the economy is basically coming to an end!  On the flip side my proprietary lending data is giving me a radically different answer.  What...
What do Tariffs mean for real estate and interest rates

What do Tariffs mean for real estate and interest rates

  70% of lumber and 30% of drywall comes from Canada which could be subject to tariffs, what does this mean for the average build cost of a house?  What does the chart above have to do with Tariffs?  Will tariffs meaningfully impact real estate build costs and...