Hard Money Blog

Get your own house in order to solve affordability

Get your own house in order to solve affordability

The Trump administration hasn’t been short of proposals in recent months it says will improve affordability in the housing market and boost Americans’ chances of taking out a mortgage. “All of the proposals are short-term fixes,” Glen Weinberg of Fairview Commercial...

read more
Welcome our newest employee to Fairview

Welcome our newest employee to Fairview

  Everyone, I’m pleased to introduce you to our newest team member, Gambler, he comes to us from a husky rescue in  Denver, Colorado. He is a Siberian Husky/German Shepherd mix and about 2 months old.  He will be based out of our Colorado office and he will be...

read more
What happens to the economy, the results will surprise

What happens to the economy, the results will surprise

    Last week I asked all of you what happens to the economy over the next two years ? The real estate pros have spoken and I was a bit surprised by the answers.  There was no clear winner on where the economy heads from here.  What was the key rationale...

read more
Bitcoin plunge impact on real estate and economy

Bitcoin plunge impact on real estate and economy

Bitcoin has had a wild ride, declining over 50% in over a month plummeting from a high of 120k to 60k.  Check out the chart above.  Why the sudden drop in cryptocurrencies? What does this mean for real estate prices?  Looking at the chart below, how will interest...

read more
Has the economy lost its mind

Has the economy lost its mind

As I was walking on a snow covered trail, I found a blaze orange sweatshirt.  WTF, who loses something like this and doesn’t even notice?  It made me start thinking, has the person lost their mind?  Has the economy lost its mind? Look at three charts below: Gold,...

read more
What will be the average 30 year mortgage rate in 2026

What will be the average 30 year mortgage rate in 2026

    Last week I asked all of you what will mortgage be one year from now?  The real estate pros have spoken, the majority think that rates will end up around 5.5-6%, with a close second saying 6-6.5%.  What changed from last year. How accurate are these...

read more
Will mortgage rates fall in 2026?

Will mortgage rates fall in 2026?

    2025 was supposed to usher in lower mortgage rates and yet they barely budged even though the federal reserve cut rates multiple time.  Now  2026 is predicted to be the savior of real estate with much lower mortgage rates.  How accurate are these...

read more
How will banning large investors impact real estate prices

How will banning large investors impact real estate prices

    Last week I asked all of you how will prices be impacted by banning large investors?  The real estate pros have spoken and as you can see from the chart above, the majority (52%) think that there will be no impact on prices from the proposed ban of real...

read more
Trump bans investors pulls floor from house prices

Trump bans investors pulls floor from house prices

  President Trump recently announced a new ban on large investors buying single family homes.  Ironically this bill is almost identical to what Biden/Harris had proposed a few years ago.  Why the interest in banning investors from purchasing single family homes? ...

read more
Canada eliminates private property impacts US

Canada eliminates private property impacts US

Who would every imagine that British Columbia, Canada would eliminate private property rights costing property owners billions of dollars.  What was the bombshell ruling? Why is it almost impossible for anyone to buy or sell in Canada?   What does this mean for US...

read more
Best 2026 real estate investments

Best 2026 real estate investments

    Last week I asked all of you what was the top property type to invest in 2026?  The real estate pros have spoken and as you can see from the chart above, the majority (36%) are going with my favorite light industrial while 15% are advising to sit on the...

read more
Where should you invest in real estate in 2026?

Where should you invest in real estate in 2026?

The pandemic turned the real estate market upside down with real estate values surging throughout the country.  With values rising everywhere, everyone seemed like a winner.  Unfortunately, the boom town days are coming to an end.  Real Estate fundamentals or lack...

read more
How to increase mortgage defaults

How to increase mortgage defaults

  The Biden Administration took steps to enable less credit-worthy borrowers to qualify for mortgages to support the housing market. Now the Trump team is doing the same in the name of boosting home ownership and lowering costs for borrowers.  Why is the...

read more
Gov’t gives away trillions, yet subprime borrowers surge

Gov’t gives away trillions, yet subprime borrowers surge

  Does anyone else find it a bit ironic that the US government gave away 4.6 trillion including direct payments to individuals and yet the number of subprime borrowers has surpassed precovid levels.  Why are more borrowers now classified as subprime and what does...

read more
What is the best ski town investment

What is the best ski town investment

As everyone departs for the holiday season and many are hitting the slopes I wanted to share a survey I did of Colorado real estate experts on the best ski investments.  As you can see there were some surprises.  What huge changes occurred in Breckenridge and Vail to...

read more
Renters Are Conning Their Way Into Luxury Apartments

Renters Are Conning Their Way Into Luxury Apartments

Atlanta is the epicenter of a national surge in rental-application fraud where nearly half of rental applications contain fraudulent information.  The applicants are targeting high end apartments throughout the city.  Why is Atlanta the epicenter of the fraud?  What...

read more
Taylor Swift tax on real estate coming to a city near you

Taylor Swift tax on real estate coming to a city near you

A new push by states to tax the real estate of the wealthy is going nationwide with cities across the country looking at expensive second homes as the gold mine to solve all their social problems. What is the new “Taylor Swift Tax”? What are some of the new proposals...

read more
Is a 50-year mortgage a good idea for real estate?

Is a 50-year mortgage a good idea for real estate?

      Last week in my blog, Is the 50 year mortgage a good idea for real estate, I asked each of you what you thought in the survey.  The response was surprising and very different than what I thought it would be  The comments were insightful as to why....

read more
50 year mortgage: fundamental flaw in the media

50 year mortgage: fundamental flaw in the media

There is a new proposal to develop a 50 year loan product to “turbocharge” the housing market and make it more affordable.  How realistic is this proposal?  What would a 50 year mortgage look like for consumers?  What is the fundamental flaw in the analysis by the...

read more
Will Real Estate Outperform in the upcoming cycle?

Will Real Estate Outperform in the upcoming cycle?

      Last week in my blog, Will Real Estate Outperform in the next cycle, I asked all if real estate would do better than other assets like Stocks, bonds, etc..  The response was pretty clear that real estate is considerably better than other...

read more

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Get your own house in order to solve affordability

Get your own house in order to solve affordability

The Trump administration hasn’t been short of proposals in recent months it says will improve affordability in the housing market and boost Americans’ chances of taking out a mortgage. “All of the proposals are short-term fixes,” Glen Weinberg of Fairview Commercial...

read more
Welcome our newest employee to Fairview

Welcome our newest employee to Fairview

  Everyone, I’m pleased to introduce you to our newest team member, Gambler, he comes to us from a husky rescue in  Denver, Colorado. He is a Siberian Husky/German Shepherd mix and about 2 months old.  He will be based out of our Colorado office and he will be...

read more
What happens to the economy, the results will surprise

What happens to the economy, the results will surprise

    Last week I asked all of you what happens to the economy over the next two years ? The real estate pros have spoken and I was a bit surprised by the answers.  There was no clear winner on where the economy heads from here.  What was the key rationale...

read more
Bitcoin plunge impact on real estate and economy

Bitcoin plunge impact on real estate and economy

Bitcoin has had a wild ride, declining over 50% in over a month plummeting from a high of 120k to 60k.  Check out the chart above.  Why the sudden drop in cryptocurrencies? What does this mean for real estate prices?  Looking at the chart below, how will interest...

read more
Has the economy lost its mind

Has the economy lost its mind

As I was walking on a snow covered trail, I found a blaze orange sweatshirt.  WTF, who loses something like this and doesn’t even notice?  It made me start thinking, has the person lost their mind?  Has the economy lost its mind? Look at three charts below: Gold,...

read more
What will be the average 30 year mortgage rate in 2026

What will be the average 30 year mortgage rate in 2026

    Last week I asked all of you what will mortgage be one year from now?  The real estate pros have spoken, the majority think that rates will end up around 5.5-6%, with a close second saying 6-6.5%.  What changed from last year. How accurate are these...

read more
Will mortgage rates fall in 2026?

Will mortgage rates fall in 2026?

    2025 was supposed to usher in lower mortgage rates and yet they barely budged even though the federal reserve cut rates multiple time.  Now  2026 is predicted to be the savior of real estate with much lower mortgage rates.  How accurate are these...

read more
How will banning large investors impact real estate prices

How will banning large investors impact real estate prices

    Last week I asked all of you how will prices be impacted by banning large investors?  The real estate pros have spoken and as you can see from the chart above, the majority (52%) think that there will be no impact on prices from the proposed ban of real...

read more
Trump bans investors pulls floor from house prices

Trump bans investors pulls floor from house prices

  President Trump recently announced a new ban on large investors buying single family homes.  Ironically this bill is almost identical to what Biden/Harris had proposed a few years ago.  Why the interest in banning investors from purchasing single family homes? ...

read more
Canada eliminates private property impacts US

Canada eliminates private property impacts US

Who would every imagine that British Columbia, Canada would eliminate private property rights costing property owners billions of dollars.  What was the bombshell ruling? Why is it almost impossible for anyone to buy or sell in Canada?   What does this mean for US...

read more
Best 2026 real estate investments

Best 2026 real estate investments

    Last week I asked all of you what was the top property type to invest in 2026?  The real estate pros have spoken and as you can see from the chart above, the majority (36%) are going with my favorite light industrial while 15% are advising to sit on the...

read more
Where should you invest in real estate in 2026?

Where should you invest in real estate in 2026?

The pandemic turned the real estate market upside down with real estate values surging throughout the country.  With values rising everywhere, everyone seemed like a winner.  Unfortunately, the boom town days are coming to an end.  Real Estate fundamentals or lack...

read more
How to increase mortgage defaults

How to increase mortgage defaults

  The Biden Administration took steps to enable less credit-worthy borrowers to qualify for mortgages to support the housing market. Now the Trump team is doing the same in the name of boosting home ownership and lowering costs for borrowers.  Why is the...

read more
Gov’t gives away trillions, yet subprime borrowers surge

Gov’t gives away trillions, yet subprime borrowers surge

  Does anyone else find it a bit ironic that the US government gave away 4.6 trillion including direct payments to individuals and yet the number of subprime borrowers has surpassed precovid levels.  Why are more borrowers now classified as subprime and what does...

read more
What is the best ski town investment

What is the best ski town investment

As everyone departs for the holiday season and many are hitting the slopes I wanted to share a survey I did of Colorado real estate experts on the best ski investments.  As you can see there were some surprises.  What huge changes occurred in Breckenridge and Vail to...

read more
Renters Are Conning Their Way Into Luxury Apartments

Renters Are Conning Their Way Into Luxury Apartments

Atlanta is the epicenter of a national surge in rental-application fraud where nearly half of rental applications contain fraudulent information.  The applicants are targeting high end apartments throughout the city.  Why is Atlanta the epicenter of the fraud?  What...

read more
Taylor Swift tax on real estate coming to a city near you

Taylor Swift tax on real estate coming to a city near you

A new push by states to tax the real estate of the wealthy is going nationwide with cities across the country looking at expensive second homes as the gold mine to solve all their social problems. What is the new “Taylor Swift Tax”? What are some of the new proposals...

read more
Is a 50-year mortgage a good idea for real estate?

Is a 50-year mortgage a good idea for real estate?

      Last week in my blog, Is the 50 year mortgage a good idea for real estate, I asked each of you what you thought in the survey.  The response was surprising and very different than what I thought it would be  The comments were insightful as to why....

read more
50 year mortgage: fundamental flaw in the media

50 year mortgage: fundamental flaw in the media

There is a new proposal to develop a 50 year loan product to “turbocharge” the housing market and make it more affordable.  How realistic is this proposal?  What would a 50 year mortgage look like for consumers?  What is the fundamental flaw in the analysis by the...

read more
Will Real Estate Outperform in the upcoming cycle?

Will Real Estate Outperform in the upcoming cycle?

      Last week in my blog, Will Real Estate Outperform in the next cycle, I asked all if real estate would do better than other assets like Stocks, bonds, etc..  The response was pretty clear that real estate is considerably better than other...

read more

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