Hard Money Blog

2026 real estate predictions, what happens now?

2026 real estate predictions, what happens now?

    2026 was set to be the big recovery in real estate with rates lowering, setting us up for a great year.  Instead, the Iran war kicked off driving energy prices and in turn inflation up.  The rate narrative has made a U-turn with the question of when to...

read more
When will there be a major reset in real estate prices

When will there be a major reset in real estate prices

      Last week I asked all of you when we would see a major reset in real estate prices? The real estate pros have spoken and as you can see from the chart, the overwhelming choice was there will not be a major reset in the next four years.  Do you...

read more
When will real estate crash or will it?

When will real estate crash or will it?

  Look at the chart above of consumer delinquencies?  We are now in line with 2017, but is that the real story?  Look at 07 what do you notice?  Will the economy mirror the 08 reset or has something else fundamentally changed?  With the current delinquency rates...

read more
What happens to the economy from the Iran war?

What happens to the economy from the Iran war?

      Last week I asked all of you how will the Iran war impact the economy? The real estate pros have spoken and as you can see from the chart, the overwhelming choice was that the economy falls modestly.  What was the key rationale behind the...

read more
What does the  Iran war mean for real estate?

What does the  Iran war mean for real estate?

I was a bit surprised at the market reaction, check out the 10 year treasury (above) on the Monday after the war began. I would have predicted the opposite reaction with yields falling.  What are the three primary reasons rates are now rising? What impact does this...

read more
Get your own house in order to solve affordability

Get your own house in order to solve affordability

The Trump administration hasn’t been short of proposals in recent months it says will improve affordability in the housing market and boost Americans’ chances of taking out a mortgage. “All of the proposals are short-term fixes,” Glen Weinberg of Fairview Commercial...

read more
Welcome our newest employee to Fairview

Welcome our newest employee to Fairview

  Everyone, I’m pleased to introduce you to our newest team member, Gambler, he comes to us from a husky rescue in  Denver, Colorado. He is a Siberian Husky/German Shepherd mix and about 2 months old.  He will be based out of our Colorado office and he will be...

read more
What happens to the economy, the results will surprise

What happens to the economy, the results will surprise

    Last week I asked all of you what happens to the economy over the next two years ? The real estate pros have spoken and I was a bit surprised by the answers.  There was no clear winner on where the economy heads from here.  What was the key rationale...

read more
Bitcoin plunge impact on real estate and economy

Bitcoin plunge impact on real estate and economy

Bitcoin has had a wild ride, declining over 50% in over a month plummeting from a high of 120k to 60k.  Check out the chart above.  Why the sudden drop in cryptocurrencies? What does this mean for real estate prices?  Looking at the chart below, how will interest...

read more
Has the economy lost its mind

Has the economy lost its mind

As I was walking on a snow covered trail, I found a blaze orange sweatshirt.  WTF, who loses something like this and doesn’t even notice?  It made me start thinking, has the person lost their mind?  Has the economy lost its mind? Look at three charts below: Gold,...

read more
What will be the average 30 year mortgage rate in 2026

What will be the average 30 year mortgage rate in 2026

    Last week I asked all of you what will mortgage be one year from now?  The real estate pros have spoken, the majority think that rates will end up around 5.5-6%, with a close second saying 6-6.5%.  What changed from last year. How accurate are these...

read more
Will mortgage rates fall in 2026?

Will mortgage rates fall in 2026?

    2025 was supposed to usher in lower mortgage rates and yet they barely budged even though the federal reserve cut rates multiple time.  Now  2026 is predicted to be the savior of real estate with much lower mortgage rates.  How accurate are these...

read more
How will banning large investors impact real estate prices

How will banning large investors impact real estate prices

    Last week I asked all of you how will prices be impacted by banning large investors?  The real estate pros have spoken and as you can see from the chart above, the majority (52%) think that there will be no impact on prices from the proposed ban of real...

read more
Trump bans investors pulls floor from house prices

Trump bans investors pulls floor from house prices

  President Trump recently announced a new ban on large investors buying single family homes.  Ironically this bill is almost identical to what Biden/Harris had proposed a few years ago.  Why the interest in banning investors from purchasing single family homes? ...

read more
Canada eliminates private property impacts US

Canada eliminates private property impacts US

Who would every imagine that British Columbia, Canada would eliminate private property rights costing property owners billions of dollars.  What was the bombshell ruling? Why is it almost impossible for anyone to buy or sell in Canada?   What does this mean for US...

read more
Best 2026 real estate investments

Best 2026 real estate investments

    Last week I asked all of you what was the top property type to invest in 2026?  The real estate pros have spoken and as you can see from the chart above, the majority (36%) are going with my favorite light industrial while 15% are advising to sit on the...

read more
Where should you invest in real estate in 2026?

Where should you invest in real estate in 2026?

The pandemic turned the real estate market upside down with real estate values surging throughout the country.  With values rising everywhere, everyone seemed like a winner.  Unfortunately, the boom town days are coming to an end.  Real Estate fundamentals or lack...

read more
How to increase mortgage defaults

How to increase mortgage defaults

  The Biden Administration took steps to enable less credit-worthy borrowers to qualify for mortgages to support the housing market. Now the Trump team is doing the same in the name of boosting home ownership and lowering costs for borrowers.  Why is the...

read more

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2026 real estate predictions, what happens now?

2026 real estate predictions, what happens now?

    2026 was set to be the big recovery in real estate with rates lowering, setting us up for a great year.  Instead, the Iran war kicked off driving energy prices and in turn inflation up.  The rate narrative has made a U-turn with the question of when to...

read more
When will there be a major reset in real estate prices

When will there be a major reset in real estate prices

      Last week I asked all of you when we would see a major reset in real estate prices? The real estate pros have spoken and as you can see from the chart, the overwhelming choice was there will not be a major reset in the next four years.  Do you...

read more
When will real estate crash or will it?

When will real estate crash or will it?

  Look at the chart above of consumer delinquencies?  We are now in line with 2017, but is that the real story?  Look at 07 what do you notice?  Will the economy mirror the 08 reset or has something else fundamentally changed?  With the current delinquency rates...

read more
What happens to the economy from the Iran war?

What happens to the economy from the Iran war?

      Last week I asked all of you how will the Iran war impact the economy? The real estate pros have spoken and as you can see from the chart, the overwhelming choice was that the economy falls modestly.  What was the key rationale behind the...

read more
What does the  Iran war mean for real estate?

What does the  Iran war mean for real estate?

I was a bit surprised at the market reaction, check out the 10 year treasury (above) on the Monday after the war began. I would have predicted the opposite reaction with yields falling.  What are the three primary reasons rates are now rising? What impact does this...

read more
Get your own house in order to solve affordability

Get your own house in order to solve affordability

The Trump administration hasn’t been short of proposals in recent months it says will improve affordability in the housing market and boost Americans’ chances of taking out a mortgage. “All of the proposals are short-term fixes,” Glen Weinberg of Fairview Commercial...

read more
Welcome our newest employee to Fairview

Welcome our newest employee to Fairview

  Everyone, I’m pleased to introduce you to our newest team member, Gambler, he comes to us from a husky rescue in  Denver, Colorado. He is a Siberian Husky/German Shepherd mix and about 2 months old.  He will be based out of our Colorado office and he will be...

read more
What happens to the economy, the results will surprise

What happens to the economy, the results will surprise

    Last week I asked all of you what happens to the economy over the next two years ? The real estate pros have spoken and I was a bit surprised by the answers.  There was no clear winner on where the economy heads from here.  What was the key rationale...

read more
Bitcoin plunge impact on real estate and economy

Bitcoin plunge impact on real estate and economy

Bitcoin has had a wild ride, declining over 50% in over a month plummeting from a high of 120k to 60k.  Check out the chart above.  Why the sudden drop in cryptocurrencies? What does this mean for real estate prices?  Looking at the chart below, how will interest...

read more
Has the economy lost its mind

Has the economy lost its mind

As I was walking on a snow covered trail, I found a blaze orange sweatshirt.  WTF, who loses something like this and doesn’t even notice?  It made me start thinking, has the person lost their mind?  Has the economy lost its mind? Look at three charts below: Gold,...

read more
What will be the average 30 year mortgage rate in 2026

What will be the average 30 year mortgage rate in 2026

    Last week I asked all of you what will mortgage be one year from now?  The real estate pros have spoken, the majority think that rates will end up around 5.5-6%, with a close second saying 6-6.5%.  What changed from last year. How accurate are these...

read more
Will mortgage rates fall in 2026?

Will mortgage rates fall in 2026?

    2025 was supposed to usher in lower mortgage rates and yet they barely budged even though the federal reserve cut rates multiple time.  Now  2026 is predicted to be the savior of real estate with much lower mortgage rates.  How accurate are these...

read more
How will banning large investors impact real estate prices

How will banning large investors impact real estate prices

    Last week I asked all of you how will prices be impacted by banning large investors?  The real estate pros have spoken and as you can see from the chart above, the majority (52%) think that there will be no impact on prices from the proposed ban of real...

read more
Trump bans investors pulls floor from house prices

Trump bans investors pulls floor from house prices

  President Trump recently announced a new ban on large investors buying single family homes.  Ironically this bill is almost identical to what Biden/Harris had proposed a few years ago.  Why the interest in banning investors from purchasing single family homes? ...

read more
Canada eliminates private property impacts US

Canada eliminates private property impacts US

Who would every imagine that British Columbia, Canada would eliminate private property rights costing property owners billions of dollars.  What was the bombshell ruling? Why is it almost impossible for anyone to buy or sell in Canada?   What does this mean for US...

read more
Best 2026 real estate investments

Best 2026 real estate investments

    Last week I asked all of you what was the top property type to invest in 2026?  The real estate pros have spoken and as you can see from the chart above, the majority (36%) are going with my favorite light industrial while 15% are advising to sit on the...

read more
Where should you invest in real estate in 2026?

Where should you invest in real estate in 2026?

The pandemic turned the real estate market upside down with real estate values surging throughout the country.  With values rising everywhere, everyone seemed like a winner.  Unfortunately, the boom town days are coming to an end.  Real Estate fundamentals or lack...

read more
How to increase mortgage defaults

How to increase mortgage defaults

  The Biden Administration took steps to enable less credit-worthy borrowers to qualify for mortgages to support the housing market. Now the Trump team is doing the same in the name of boosting home ownership and lowering costs for borrowers.  Why is the...

read more

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