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Why are credit scores falling and what does this mean for real estate in 2025

Why are credit scores falling and what does this mean for real estate in 2025

by | Jun 30, 2025 | Atlanta Hard Money, Colorado Hard Money, credit score, credit scoring, Denver Hard Money, Georgia hard money, student loan impact on real estate

For the last 4 years, credit scores have been artificially inflated due to the omission of student loans (and lack of payments of student loans) leading to huge gains in credit scores.  Unfortunately this trend is set to reverse this year.  Look at this chart above...