As a hard money lender, value is the most critical component of underwriting a loan. We don’t require appraisals so we are looking at thousands of loans a year. I wanted to share the tools I use to underwrite each…
When investing in real estate there are a myriad of factors to consider. Should one of the factors be death rates? Ironically, I’m not talking about crime statistics. There was a recent article in a Ski town newspaper (Steamboat Pilot)…
Anyone watching the markets recently has seen a marked reversal from the initial Trump Optimism. The recent “great healthcare” reform promised by the president imploded. Because of this implosion and implications on future tax measures. There are 4 immediate implications…
We lost an hour Sunday! I’m sure like most folks I’m not a big fan of losing sleep. I’m not alone in my dislike for time change. There is evidence that changing the clocks causes a spike in car…
I recently looked at a warehouse property that was just purchased for 500k. They only needed 200k. I thought the loan should be a no brainer until I started digging and found out the property was only worth around 200k!…
With Trump's first work day today, what does the new Trump presidency mean for real estate? Is Trump the “inflation president”? What does this mean for rates and real estate values? Will commercial and residential real estate continue to soar? …
Will taco bell predict the next real estate crash? What does a fast food restaurant like taco bell have to do with real estate? Can the sales of taco bell predict the next crash? What do sales at fast food…
What is the biggest mistake when valuing a property? As a private lender/ hard money lender we internally value every property and I have personally looked at thousands of properties (both residential and commercial). As you can imagine, over the…
Are you ready for the new credit reporting requirements (trended data)? Although we are a hard money lender and do not rely heavily on credit for our loan decisions (we are an asset lender focusing on the property), the new…
5 essential tools for real estate investors Having looked at thousands of residential and commercial properties throughout the country over the last twenty years, I wanted to share a list of 5 tools that I use daily when evaluating…