Foreclosures on the rise, is this a blip or trend?

Foreclosures on the rise, is this a blip or trend?

With fluctuating mortgage rates and economic pressure in the housing market, foreclosure activity Has continues to ramp up throughout the year. According to real estate data provider Attom, homebuyers may face more challenges heading into 2025.  Why are foreclosure...
House prices hit another record, should you even care?

House prices hit another record, should you even care?

  Check out the chart above.  House prices this summer have hit yet another record?  On the flip side, look at the chart below of Denver and Atlanta.  Why the huge difference?  What is happening in today’s real estate environment?  Is the data above or below...
The War on Landlords

The War on Landlords

Since Covid, Landlords have been portrayed as the big bad wolf and the root cause of pretty much any housing woe you can think of.  Legislatures have jumped on the bandwagon essentially declaring war on landlords with the number of tenant laws doubling in three...
Largest mortgage buyers required to use cryptocurrencies

Largest mortgage buyers required to use cryptocurrencies

Fannie Mae and Freddie Mac, the largest buyers of mortgages, effective immediately are required to count cryptocurrencies as an asset for mortgages.  This is a profound shift in policy.  How will this impact real estate lending?  Will Cryptocurrency radically alter...
Are home prices really rising or did they already fall 10%

Are home prices really rising or did they already fall 10%

  It is interesting that inventory is increasing, demand is declining, and yet home prices are staying relatively stable and or increasing based on the latest data from the National Association of Realtors.  How accurate is this data?  What alternative metric...
Consolidation in the mortgage industry hits overdrive, what does this mean for you?

Consolidation in the mortgage industry hits overdrive, what does this mean for you?

  Rocket Mortgage announced the acquisition of Mr. Cooper mortgage, the largest loan servicer in the US,  which will now service 2.1 trillion dollars in loans and the combined company will have access to over 10 million combined clients. Will this lead to a 2/3...