Why are credit scores falling and what does this mean for real estate in 2025

Why are credit scores falling and what does this mean for real estate in 2025

For the last 4 years, credit scores have been artificially inflated due to the omission of student loans (and lack of payments of student loans) leading to huge gains in credit scores.  Unfortunately this trend is set to reverse this year.  Look at this chart above...
Can a state prevent someone from buying property and foreclose at will?

Can a state prevent someone from buying property and foreclose at will?

In this past election, one state passed an updated law that disallows certain non residents from buying property.  What was in the law?  What state passed it?   What was the huge change since 2023? What does this mean for buying real estate in certain states? Can a...
Are home prices really rising or did they already fall 10%

Are home prices really rising or did they already fall 10%

  It is interesting that inventory is increasing, demand is declining, and yet home prices are staying relatively stable and or increasing based on the latest data from the National Association of Realtors.  How accurate is this data?  What alternative metric...