PRESS RELEASE
2007

Fairview Commercial Lending , a privately funded lender, is pleased to announce the closing of a $700K cash-out refinance, Light Industrial O/O building, Clearwater, FL

Deal Challenges:
• Property scheduled for tax sale within 10 days
• Borrowers credit impacted by business downturn
• Light Industrial building; majority O/O
• Another lender committed on the deal 2 months prior, but unable to fund
the deal

Fairview Solutions:
• Fairview understood the urgency of the deal and was able to
move quickly (The deal closed 9 days from inspection)
• Timing to pay off tax liens - okay
• Cash Flow and Credit issues - okay
• Property type and owner occupancy - okay

"Fairview Lending closed my commercial loan in just 9 days! My client’s financial future was at risk and I had no time for delays or long underwriting decisions like I experienced with other Hard Money Lenders. Fairview Lending is an aggressive, no fuss Hard Money Lender who understands financial hardships and works with an incredible sense of urgency and integrity to get your deal closed. They keep things simple and get things DONE. Fairview Lending was my client’s financial lifeline!"

Beth - Mortgage Broker; Tampa, FL

Our experience allows us to quickly understand the value of a property and fund shortly thereafter.

Contact us today to learn how our innovative product can help you both
transition into commercial lending and expand your existing commercial
product offerings. The secret to non-traditional commercial lending is just
a phone call or e-mail away

Visit us online at: www.fairviewlending.com

E-mail: info@fairviewlending.com

Contact us at (866) 634-1270

Come see us at the following trade shows in 2007:

May
• Texas Mortgage Press Spring Event - May 7
• Western Regional Mortgage Brokers - May 7-8

June
• NAMB National - June 24-25

September
• Wisconsin Mortgage Broker Association - September 11
• Texas Association of Mortgage Brokers - September 13
• Colorado Mortgage Brokers Association - September TBD

October
• Indiana Association of Mortgage Brokers - October 19

November
• NAMB West - November 6

December
• GA Mortgage Press Holiday Event
• Texas Mortgage Press Holiday Event


RECENT LOAN TRANSACTIONS

> $1.1M Refinance, Strip Mall - Upstate, NY
• Tenant occupied majority of property and remainder of tenants non-credit on short term leases

• Borrower’s in foreclosure with a sale date in 12 days

• Owner’s business historically not cash flow positive

• Numerous tax liens on the property

> $800K cash-out refinance, Light Industrial O/O building, Northern Michigan
• Multiple IRS and state tax liens

• Borrowers credit impacted by business downturn

• Light Industrial building; 100% O/O

> $825K Refinance, Industrial - San Francisco, CA & Dallas, TX
• Single tenant owner occupied properties

• Borrower's mid score below 550

• Owner's business not cash flow positive

• Numerous tax liens on the property


> $1.5M "asset-based" loan on a multi-tenant office building - Washington D.C. area
• Property only 40% occupied and not currently cash flowing

• Poor configuration of the property limits usable space

• Principle in litigation and also going through a divorce


> $1.3M Apartment Complex - Norfolk, VA
• Borrower in need of quick cash to secure another property

• Apartments in need of minor repair

• Property not operating to potential due to vacancies

• Limited financial information available on the property